No Cook Banana Pudding Base

1 (8 ounce) package cream cheese

1 (14 ounce) can sweetened condensed milk

1 (5 ounce) package instant vanilla pudding mix

1 (5 ounce) package instant banana pudding mix

4 cups cold whole milk

1 (8 ounce) container sour cream

1 (8 ounce) container frozen whipped topping, thawed

Beat cream cheese in a large bowl with an electric mixer until smooth. Add sweetened condensed milk, vanilla pudding mix, banana pudding mix, milk, and sour cream; beat until smooth. Fold whipped topping into pudding mixture. Chill in refrigerator for at least 2 hours before serving.