Banana Pudding III

1 (14 ounce) can sweetened condensed milk

1 ½ cups cold water

1 (3.4 ounce) package instant vanilla pudding mix

2 cups heavy cream

3 bananas, sliced

½ cup lemon juice

36 vanilla wafers

In a medium bowl, stir together condensed milk and water. Beat in pudding mix until smooth. Chill in refrigerator 5 minutes.

In a separate bowl, whip cream until stiff peaks form. Fold whipped cream into chilled pudding mixture.

Dip sliced bananas in lemon juice. Shake off excess.

In a 2 1/2 quart serving bowl, spoon 1 cup pudding mixture. Top with one-third each of the wafers, bananas and remaining pudding. Repeat layers twice. Chill until serving.